Achieve Financial Freedom. Faster.
The corner office. What ambitious newly-minted college graduate wouldn’t want to aim for the corner office? I didn’t. That was far from my goal when I graduated from college over 20 years ago. All I wanted to do was work my tail off in my 20s and 30s so that I don’t have to work … Read more
One of my financial goals is to have a well-funded 401(k). I grew up in a family with very little money. That is one of the reasons why I am mindful of my money and careful with how I spend it because I know how tough it is to live with limited funds. About two … Read more
Achieving financial freedom isn’t an easy path. Only a select few can make it. 63% of Americans are living paycheck to paycheck according to a recent LendingClub report. Higher-income earners, those making more than $200,000, aren’t immune to living paycheck to paycheck as well. 28% of such higher-income earners live paycheck to paycheck. It isn’t … Read more
Ever since I started work, I’ve been obsessed with achieving financial freedom. Because of this obsession, I constantly run different scenarios using retirement calculators to assess where I stand. Fortunately for me, my retirement calculation result has been very favorable despite the very challenging stock and crypto markets. I consider myself financially free if I … Read more
Ever since I started work (and even before then in college), I’ve always dreamed of the day of breaking the shackles chaining me to my office chair. “Let’s work really hard now”, I told myself, “so that I don’t have to work in the future.” One of my early financial goals as a working professional … Read more
Managing one’s assets isn’t always easy. The more assets you have the more time is needed to care for those assets. Over time, that can start to feel like quite a chore. I know it is absolutely necessary to be on top of managing one’s assets but it doesn’t mean it won’t get tiring. There … Read more
I feel a rant coming. I hope you can understand and forgive. It’s been over 2 months of shelter-in-place order (or stay-at-home as NY Governor Cuomo likes to call it) due to COVID-19. I hesitate to go out shopping or even to go out. I love to travel but I have to cancel all my … Read more
Wow, I can’t believe another year has passed. As I’ve gotten older, time moves a lot quicker. 2019 has been a great year financially speaking, especially in the US. The S&P 500 returned 31.5% including dividends. All the major US stock indices reached record highs in 2019 including the Dow Jones, Nasdaq, and the aforementioned … Read more
Hanging around the personal finance blogosphere enough, and you are most certainly going to run into the FIRE (Financial Independence, Retire Early) crowd. Indeed, FIRE is a very hot topic for many. Looking back to when I first started my professional career out of college, I was a big fan of FIRE too. But at … Read more
There are times when seemingly insignificant, small action can led to a big impact in your life. One such action might be deciding to strike up a conversation with that stranger while waiting on line at Starbucks. 3 years later you might end up marrying that stranger. That small action of saying hi to a … Read more